Often, many plan their vacation in advance – buy tickets, necessary things, book hotels or book a ticket. There are those people who have the opportunity of this event occurs suddenly. Those or others often take credit for the rest. The first because buying plane tickets or a ticket in advance, can save, so take a loan so as not to miss the opportunity to buy cheaper. The latter because of the inability to find the necessary funds in a short time.
A vacation loan is really popular.
According to a survey of the main company operating in the field of online lending MoneyMan, a quarter of all borrowers are not against taking a vacation loan in the amount of more than 50,000 rubles. This situation changes the usual image of a person who takes a microloan. A client of a microfinance organization used to seem like a man who is forced to abruptly intercept a small amount of money, having fallen into a difficult life situation.
About 40,000 rubles are going to spend on their summer vacation 8% of applicants for a loan. 13% of respondents expect to meet the 30 thousand rubles. The largest percentage is still for the average loan – more than 37% of borrowers need a vacation loan in the amount of 10 to 20 thousand rubles.
Also in May – June, financial analysts noticed an increase in spending on funds from credit cards. This was mainly due to the fact that it was not easy to get a loan from a bank due to tougher conditions. And then people began to use the available cash limits on their credit cards in order to have a better time on vacation.
All of the above suggests that it is easier for people to take a loan for a vacation, instead of saving up for it or being content with little while on a well-deserved vacation.
How do MFI borrowers relax?
The lion’s share of all borrowers remain to rest in Russia. In this case, a quarter of them will remain in the region of residence and will go, for example, to the country. The rest choose the resorts of our country and go to the Krasnodar Territory, the Crimea or other attractive places. Fewer than 10% of MFI clients take advantage of their vacation by the sea in countries such as Thailand, Cyprus and Greece. Also, among those who take a loan for a holiday, Turkey is popular, despite the ongoing events.
Credit for rest from MFI
Considering that this type of loan, as a rule, people turn to when it needs urgent funds, it would be advisable to consider microfinance organizations as the most operational, in terms of issuing loans, to companies. More and more people pay attention to microloans, not wanting to spend time on bank visits and long communication with managers.
A loan for rest from MFIs is a good support for services offered by banking organizations. You may know about your vacation in advance, but you do not want to miss a room in a suitable hotel or a ticket for a convenient flight, or you may have an unexpected opportunity to relax with friends, in any case, if you need money urgently – contact a reliable microfinance company. .